cmjavier.com Life Is How You Take It Choose death benefits and premiums to fit your needs. Provide a tax-free death benefit to your beneficiaries.* Protect and increase your assets through the tax advantages of life insurance. Adjust the amount and timing of your premium payments. Increase or decrease your policy's death benefit and premiums. Build cash values. Take policy loans and withdrawals.** Use the policy's cash value to pay for opportunities, debts, and other living needs. Gain the strength of Midland Life Insurance Company, in business since 1906. Choose your product needs: - EXECUTIVE UNIVERSAL LIFE 5 - INNOVATION UNIVERSAL LIFE and enjoy the comfort of life with peace of mind. * Policy proceeds are generally income tax free. ** Policy loans and withdrawals from life insurance are generally free of income tax, provided the policy is not a Modified Endowment Contract. A policy loan or withdrawal will reduce the policy's ultimate death benefit and cash values. Executive Universal Life is issued on policy form series L124, or state variation. Innovation Universal Life is issued on policy form series L123, or state variation. Not all products or features are available in all states.